Get to know one of Santander’s most practical and rewarding credit cards in the UK – the Santander Edge Credit Card.
This card is designed for everyday spenders who value cashback, simplicity, and no-fuss flexibility, while still being backed by one of the UK’s most established banks. It’s a great choice for customers who want rewards without overcomplicating their finances.
How to enrol into a Santander Edge Credit Card?
The application process is simple and fully online. You can check your eligibility in minutes without affecting your credit score, and once approved, you’ll receive your card quickly.
To apply, you will need:
✅ Be aged 18 or over and a permanent UK resident.
✅ Have a guaranteed annual income of £10,500 or more (before tax).
✅ Have a good credit record (no bankruptcies, CCJs or IVAs in the past 6 years).
✅ Not already hold another Santander Edge Credit Card as the main cardholder.
Once submitted, Santander will run a full credit check to confirm eligibility and determine your credit limit based on your financial profile.
How does it work?
Once approved, the Santander Edge Credit Card offers:
- 1 % cashback on everyday purchases (up to £15 a month).
- No foreign transaction fees when spending abroad in local currency.
- A £4 monthly fee that unlocks all benefits.
- A representative APR of 37.8 % (variable).
- Up to 56 days interest-free on purchases when the balance is paid in full and on time.
- A minimum credit limit of £500, with the actual limit based on your credit status.
With clear terms and transparent costs, Santander provides a reliable card suited for customers who prefer structure and trust from a major UK bank.
Why should I seek a Santander Edge Credit Card?
This card offers strong everyday value and convenience:
- Earn cashback on daily spending.
- Avoid foreign transaction fees abroad.
- Enjoy flexible repayments with fixed monthly statements.
- Benefit from Santander’s reliable digital banking tools.
- Get peace of mind with a major bank’s customer protection and fraud monitoring.
The Santander Edge Credit Card is ideal for responsible borrowers who pay on time and want both convenience and rewards.
Ready to start?
To know more about the Santander Edge Credit Card, its benefits, and how to apply, click the button below to see your result.